By Peter Falussy | Last Updated: January 14, 2026
Rental companies in Albania will tell you cross-border travel is “allowed with authorisation.” What they won’t tell you: which borders actually work, what the Green Card costs, and why rental car Albania border crossing to Greece is a bureaucratic nightmare that’ll cost you €200 in fees alone.
I’ve driven rental cars from Albania to Montenegro multiple times. Kosovo several times. North Macedonia on multiple occasions. Bosnia as well. Greece? Once — and I’ll explain why I won’t do it again.
The short version: Albania to Montenegro car rental is easy (from €40 total fee). Kosovo is usually straightforward. North Macedonia requires buying insurance at the border, but it’s manageable. Greece? Expensive, restrictive, and most rental companies flat-out refuse it.
But the real question isn’t “is it allowed?” — it’s which rental company will actually give you the paperwork, how much it really costs, and what happens when you show up at the border without the right documents.
Don’t get played by shady local agencies. Read my guide on how to spot and avoid car rental scams in Albania before you sign anything.
And here’s everything that actually matters about cross border car rental Balkans, based on three years of mistakes, surprise fees, and 2am conversations with border guards.
🚗 Planning a Balkan road trip? How to rent a car in Albania for Balkan road trip:
1. Book with DiscoverCars – (48h free cancellation + 24/7 support in 17 languages) or Localrent – (15-20% upfront, rest at pickup—€100-300 deposit vs €800+ elsewhere)
2. Select “Cross-border allowed” filter
3. Add Green Card at booking (€30–50)
4. Bring: passport, licence, rental agreement, Green Card
5. Cross early morning or evening (avoid 10am–3pm queues)
TL;DR: Albania Cross-Border Car Rental — Quick Comparison
| Destination | Allowed? | Difficulty | Total Cost | Insurance Type | Key Issues |
|---|---|---|---|---|---|
| Montenegro | ✅ Yes | Easy | €40–60 | Green Card required | None — smoothest crossing |
| Kosovo | ✅ Yes | Easy | €20–40 (usually) | MTPL Proof* | Get insurance certificate (Kartoni i Sigurimit) from rental company |
| North Macedonia | ✅ Yes | Medium | €60–80 | Green Card or border purchase | Insurance often bought at crossing |
| Greece | ⚠️ Rarely | Very Hard | €150–230 | Green Card + Greek extension | Most companies refuse; strict paperwork |
| Bosnia | ✅ Yes | Medium | €70–180 | Green Card + Bosnia border insurance (if not covered) | Must cross Montenegro first |
| Croatia (one-way) | ⚠️ Rarely | Hard | €450–600 | Varies | Huge drop-off fees |
*MTPL stands for Motor Third Party Liability—the standard basic insurance included with your rental price.
Bottom line: Montenegro is straightforward (€40–60). Kosovo is easier and cheaper (€20–40, no Green Card). North Macedonia often requires border insurance purchase. Greece is a bureaucratic nightmare most companies won’t touch.
Prices verified January 2026 across DiscoverCars, Localrent, and direct supplier quotes. Always confirm current rates when booking. For a deeper look at digital PDF acceptance and how to buy insurance at the border booth, see our detailed Montenegro border procedures FAQ.
Insurance Reality by Country (Jan 2026)
CRITICAL: Not all countries use Green Card the same way. Here’s what you actually need:
| Country | Insurance Type | Where to Get It | Cost |
|---|---|---|---|
| Montenegro | Green Card (required for Albanian vehicles) | Rental company (PDF/digital accepted by Albanian authorities; bring printout too) | €30–50 |
| Kosovo | *Albanian MTPL insurance (valid in Kosovo under a reciprocal agreement). Green Card is not used for Kosovo. | MTPL proof from your rental company (mandatory to show if asked). Border insurance is for vehicles not covered by Kosovo’s reciprocal agreements. | €0 extra (with valid Albanian MTPL proof). Border insurance price depends on vehicle type and length of stay (only for non-covered countries). |
| North Macedonia | Green Card OR border purchase (supplier-dependent) | Either rental company OR border insurance office | €15–50 |
| Greece | Green Card + Greek extension (rarely allowed) | Rental company (if they allow Greece at all) | €50–80 |
| Bosnia | Green Card | Border insurance office (Montenegro → Bosnia crossing) | €40–70 |
*MTPL stands for Motor Third Party Liability—the standard basic insurance included with your rental price.
Crossing borders requires a stable payment method that works internationally; check the technical requirements for cross-border car rental in Albania with a debit card.
Key takeaways:
- Albania requires vehicles travelling to other countries (except Kosovo) to have IMIC/Green Card insurance. according to Albanian Insurers Bureau (BSHS).
- Kosovo: No Green Card. Bring insurance certificate (Kartoni i Sigurimit).
- PDF/electronic Green Card format: Albanian and Montenegro authorities accept PDF since January 1, 2025. However, carrying a printed copy is recommended for practical reasons.
Can you take a rental car from Albania to Montenegro?
Yes, but you need a Green Card and a €40–60 cross-border fee.
The Albania-Montenegro border is the most traveler-friendly crossing in the Balkans. Two main crossings handle the bulk of traffic: Hani i Hotit (Božaj) connects Shkodër to Podgorica, and Muriqan-Sukobin sits closer to the coast if you’re heading to Ulcinj.
A line of cars with waiting at the Hani i Hotit border station during the busy summer travel season.
Both crossings are paved, well-marked, and staffed 24/7. Wait times in summer can hit 30–45 minutes during peak hours (10am–2pm), but early morning or late evening crossings are usually quick.
Two main crossings handle the bulk of traffic: Hani i Hotit (Božaj) connects Shkodër to Podgorica, and Muriqan-Sukobin sits closer to the coast if you’re heading to Ulcinj. If you are in a rush and need fast, country-specific answers, check our Albania to Montenegro border FAQ for 2026.
What you need:
- Written authorisation from your rental company (they’ll email this when you book)
- Green Card insurance document (rental company provides it, or you buy at border)
- Your passport, driver’s licence, and rental agreement
- Vehicle registration papers (rental company includes these)
Typical cross-border fee: €40–60 for the entire rental period. This isn’t a daily charge — it’s a one-time fee covering your whole trip.
Green Card cost: €30–50 depending on rental company. Some include it in the cross-border fee; others charge separately.
If you’re driving from Tirana to Montenegro, the route via Shkodër is straightforward. The SH1 highway is fully paved, and fuel stations are plentiful until you reach Koplik (last major stop before the border).
Pro Tip: Shkodër is also the main jumping-off point for the mountains. If you are planning to detour into the Accursed Mountains before crossing the border, make sure you have the right vehicle for the terrain. Check my guide on the best car for the Albanian Alps (Shkoder, Theth, Valbona) to ensure your rental can handle the mountain passes. The road to Theth is paved now, but driving SH21 to Theth still requires focus. For mountain border crossings into Montenegro or Bosnia, I usually take a Dacia Duster — it’s the most reliable 4WD for these roads. For a full list of capable alternatives, check my guide on the best SUV rentals for Balkan road trips.
Border crossing reality check: Albanian border guards are used to rental cars. They’ll check your Green Card and vehicle papers, wave you through. Montenegrin side is equally quick unless there’s a random vehicle inspection (rare, but it happens).
Ready to book Montenegro?
DiscoverCars (48h free cancellation, Full Coverage €5-10/day) | Localrent (owner delivers car personally, €100-300 deposit)
What is Green Card insurance for Albania? Albania car rental green card rules explained
A Green Card is proof your rental car has minimum insurance (third-party liability) to legally cross borders. It costs €20–50 and is required for most trips leaving Albania. Kosovo is the exception (no Green Card).
The Green Card isn’t Albanian-specific bureaucracy — it’s an internationally recognised insurance certificate used across 48 European and North African countries. Kosovo is not part of the Green Card system. For Albanian-registered rental cars, Kosovo and Albania have a reciprocal recognition agreement—so you do not use a Green Card and you do not need to buy Kosovo border insurance. Bring written MTPL proof from your rental company. Just ask your rental company for the ‘Kartoni i Sigurimit’ before you leave the desk. Think of it as a passport for your car’s insurance.
What it covers:
- Third-party liability (damage you cause to other people or vehicles)
- Valid across Green Card member countries (Montenegro, North Macedonia, Bosnia, Serbia, etc.)
- Legal minimum required by law in non-EU Balkan countries
- Note: Kosovo: no Green Card (see Kosovo section for details)
What it doesn’t cover:
- Damage to your rental car (that’s your CDW/collision damage waiver)
- Theft, windscreen damage, or undercarriage scrapes
- Your personal medical expenses (get separate travel insurance)
How to get a Green Card:
Option 1: Your rental company provides it (most common). When you notify them of cross-border plans, they’ll issue the Green Card as part of your rental package. Cost: usually bundled into the cross-border fee.
Option 2: Buy it at the border. If your rental company doesn’t provide one, you can purchase Green Card insurance at border entry points. There’s usually a small office or booth just inside the Albanian side. Cost: €30–50, paid in cash (euros or Albanian lek accepted).
Option 3: Buy online before you travel. Albanian insurance companies like Albsig and Sigma Vienna Insurance Group sell Green Cards online. Minimum coverage period is 15 days.
Important: If you need a Green Card/IMIC for your destination, arrange it before you leave Albania. (Kosovo is the exception—Albanian-registered rentals rely on MTPL proof, not a Green Card.)
Since January 1, 2025, Albanian authorities are obliged to accept the Green Card/IMIC in either physical or electronic (PDF) format—still, carrying a printed copy is a smart backup at borders. Note: Kosovo doesn’t use Green Cards (see Kosovo section).
Can you rent a car in Albania and drive to Greece?
Very difficult. Most Albanian rental companies prohibit Greece crossings in their terms. If allowed, expect €150+ in fees and extensive documentation requirements.
Greece is the hardest cross-border destination from Albania. But don’t expect a smooth ride even if you find a company that says “yes.”
Why most companies refuse Greece crossings:
Based on rental supplier policies (verified January 2026), most Albanian companies prohibit Greece in their cross-border terms because:
- Greece requires extensive vehicle documentation that rental companies are unwilling to provide
- Insurance complications (Greek insurance requirements often exceed standard Albanian rental coverage)
- Higher risk profile (theft, damage claims)
What you’d need if a company allows it:
- Original or certified vehicle registration documents (supplier-dependent whether they’ll provide this)
- Explicit written cross-border authorisation from the rental company
- Insurance that specifically covers Greece (€50–80 extension fee)
- Cross-border fee: €100–150
Which rental companies allow Greece?
Very few. In my research across DiscoverCars, Localrent, and direct supplier inquiries (January 2026), most explicitly prohibit Greece in their rental terms. Your best bet: Use DiscoverCars and filter for Greece-approved rentals, but expect very limited availability and total fees of €150–230.
Greek companies won’t return the favour: If you try the reverse (rent in Greece, drive to Albania), it’s even harder. Greek rental companies almost universally prohibit Albania in their cross-border terms.
The workaround (recommended): If you absolutely need to visit both countries:
- Rent in Albania, drive within Albania
- Return the car before crossing to Greece
- Take a bus or taxi across the border (Kakavijë or Qafë Botë crossings)
- Rent a new car in Greece (Ioannina or Thessaloniki)
It’s inconvenient, but it’s cheaper and less stressful than dealing with supplier restrictions and documentation requirements.
One exception: If you’re entering Albania from Corfu by ferry (Saranda port), you can rent a car in Saranda and drive within Albania. But you still can’t take that Albanian rental back to Greece. If you land in Saranda, check my local advice on car rental in Saranda. From there, you can skip the Greek bureaucracy and hit the Albanian Riviera road trip on the SH8.
Albania to Kosovo car rental: can I take a rental car from Albania to Kosovo?
Yes. Most rental companies allow it with a €20–40 cross-border fee. Insurance: Kosovo doesn’t use the Green Card system—your Albanian insurance policy is valid there. Ask your rental company for your insurance policy document (they might call it “MTPL proof” or “Kartoni i Sigurimit” in Albanian).
IMPORTANT: Kosovo doesn’t use Green Cards. Your Albanian car insurance is valid in Kosovo (reciprocal agreement). Make sure your rental company gives you the insurance policy document—in Albanian it’s called “Kartoni i Sigurimit,” in English “Third-Party Liability Insurance Certificate.” Border guards will ask for it.
How it works:
- Your rental company provides cross-border authorisation (€20–40 fee)
- At the Kosovo border, show rental agreement + insurance certificate
- Total extra cost: €20–40 (authorisation fee only)
Kosovo and Albania share close cultural and linguistic ties, and this shows at the border. If you have the cross-border authorisation letter and written MTPL proof ready, the crossing is usually quick.
Main border crossings:
- Morinë-Vermicë (Kukës to Pristina route) — busiest crossing, open 24/7
- Qafë Prushit (near Prizren) — scenic mountain route, can get snow-blocked November–March
- Vërmicë (alternative northern route)
The multi-lane Morinë-Vërmicë border crossing terminal between Albania and Kosovo.
What you need:
Cross-border authorisation letter from rental company + insurance policy document (Kartoni i Sigurimit) + standard documents (passport, licence, rental agreement).
Typical fees:
- Rental company cross-border fee: €20–40 (one-time, covers authorisation paperwork)
- Border insurance: required for vehicles not covered by Kosovo’s reciprocal agreements; price depends on vehicle type and length of stay (see current tariff via the Kosovo Insurance Bureau)
- Total for Albanian rentals: €20–40 (MTPL is valid in Kosovo)
Note: No Green Card for Kosovo.
Border crossing time: Usually 10–20 minutes. Kosovo border guards are efficient, and the infrastructure is modern (Kosovo heavily invested in border improvements post-2008 independence).
Driving in Kosovo: Road quality is generally good on main routes (Pristina–Prizren highway is excellent). Fuel is slightly cheaper than Albania. And parking in Pristina can be chaotic, but smaller cities like Gjakova or Peja are easy.
One quirk: Kosovo uses the euro as its currency, even though it’s not in the EU. Keep euros for parking, tolls, and fuel.
Heading to Kosovo?
DiscoverCars (24/7 support if pickup issues) | Localrent (pay 15-20% now, rest at pickup—debit card OK, €100-300 deposit)
How to drive from Albania to Montenegro with rental car: sample road trip itinerary
If you’re planning a multi-day trip, here’s a realistic route with distances and drive times:
Day 1: Tirana to Shkodër (100 km, 1.5 hours)
- Start early from Tirana, drive the SH1 highway
- Visit Rozafa Castle in Shkodër
- Overnight in Shkodër (close to the border for an early crossing)
Day 2: Shkodër to Kotor via Hani i Hotit (130 km, 2.5–3 hours including border)
- Cross at Hani i Hotit (allow 30–45 min for border formalities)
- Drive to Kotor via scenic coastal route
- Stop at Perast and Our Lady of the Rocks
- Overnight in Kotor Old Town
Day 3: Kotor to Budva (20 km, 30 min)
- Short coastal drive to Budva
- Beach day or explore Budva Old Town
- Return to Albania same day, or extend trip to Durmitor National Park
Total driving: ~250 km over 3 days (manageable even with a small car)
Fuel cost estimate: ~€25–35 total (assuming 7L/100km consumption)
Cross-border fee + Green Card: €40–60 (one-time)
More Balkan road trip itineraries:
- Planning Albania to Kosovo? check the Albanian Alps road trip guide (Shkodër → Theth → Valbona → Kosovo border)
- Doing the Albanian Riviera? See the SH8 coastal drive guide (Vlorë → Sarandë, perfect for combining with North Macedonia via Ohrid)
Can you take a rental car from Albania to North Macedonia?
Yes. Insurance requirements are supplier-dependent: some include Green Card, others require you to buy border insurance at entry. Cross-border fee: €30–50.
North Macedonia (officially “Republic of North Macedonia”) borders Albania on the east, and the main tourist route runs through the Qafë Thanë border crossing, connecting Pogradec (Albania) to Ohrid (North Macedonia).
What makes North Macedonia different:
Insurance handling varies by rental company. Some suppliers include a Green Card valid for North Macedonia in their cross-border fee. Other suppliers require you to buy insurance AT the North Macedonian border. Always confirm with your rental company which applies to your booking.
If you need to buy insurance at the border, here’s how it works:
- Approach the border crossing (Albanian side)
- Pass through Albanian exit formalities (quick stamp)
- Drive to the North Macedonia entry side
- Before going through passport control, park at the small office labelled “Insurance” or “Граничен осигурување” (Border Insurance)
- Purchase border insurance / Green Card for North Macedonia (payment methods vary — carry cash/euros just in case)
- Proceed through passport control with your insurance receipt
Pricing note: Border insurance costs vary depending on provider and vehicle type. Reported ranges: €15–50 for 15-day coverage. State-issued insurance may differ from rental supplier cross-border packages. Always confirm total costs (supplier fee + border insurance) before booking.
Border crossing time: Allow 30–45 minutes. The insurance office sometimes has a queue, especially on summer weekends when Albanian diaspora families return from Europe.
Main crossings:
- Qafë Thanë (Tushemisht) — Pogradec to Ohrid, most popular, well-paved
- Bllatë (Zheljevo) — Debar route, less traffic
- Stenje — Southern route, connects to Prespa Lakes area
Driving in North Macedonia: Road conditions vary. The A1/A2 highways are modern and well-maintained. Secondary roads near Lake Ohrid are scenic but narrow. Watch for potholes after winter (May–June is worst).
Parking in Ohrid: Old town parking is paid (100 denars/hour, roughly €1.60). Park outside the old town and walk in.
Fuel tip: Fill up before leaving Albania if you can. North Macedonian fuel is slightly more expensive (about 10% higher than Albania).
Balkan loop (Albania → Macedonia → Kosovo)? DiscoverCars (price match guarantee within 24h) | Localrent (Crossborder filter = instant multi-country cars, 2.1% cancellation rate)
Do I need a Green Card to cross from Albania to Montenegro?
Yes. Montenegro Insurance Bureau NBOCG insist Albanian-registered rental cars require a Green Card to enter Montenegro.
This confuses a lot of people, so let me clarify:
Montenegro’s position: Montenegro requires Green Card for Albanian-registered vehicles. As of January 1, 2025, they accept Green Card in PDF format (digital version is now valid, no need for physical card). Source: NBOCG announcement December 30, 2024.
Albania’s position: Albania requires Green Cards for vehicles leaving the country (excluding Kosovo). Source: Albanian Insurers Bureau (BSHS), January 2026.
Rental company position: Your rental company is based in Albania. They require you to have a Green Card because:
- It’s mandatory under Albanian law for cross-border travel
- It’s required by Montenegro for Albanian vehicles
- Without it, their rental agreement is void the moment you cross the border
What happens if you don’t have one:
- Albanian border guards will stop you and send you back to purchase one
- Montenegro border guards will also turn you away
- If you somehow make it through without one, your rental insurance is completely void
- If you have an accident in Montenegro without a Green Card, you’re personally liable for all damages
Cost breakdown:
- Green Card from rental company: Usually €30–50, often included in cross-border fee
- Green Card at border: €30–40 if you didn’t arrange it in advance
Bottom line: Just get the Green Card from your rental company when booking. It’s not expensive, and it’s legally required by both Albania and Montenegro.
Prices and requirements verified January 2026.
Albania rental car insurance explained: what you’re actually covered for
Standard policies are full of traps. Start with the Albania car rental insurance FAQ to get the basics. Then, look at the insurance exclusions — most people don’t realize their ‘full coverage’ often excludes tires and glass… For a deep dive, see my detailed breakdown: Car Rental Insurance in Albania.
Green Card only covers third-party liability (damage you cause to others). It does NOT cover damage to your rental car — that’s your CDW/collision insurance.
This is where most travellers get confused: Green Card ≠ full insurance coverage.
What Green Card covers:
- Damage you cause to other vehicles
- Injury you cause to other people
- Property damage (fences, buildings, etc.)
- Legally required minimum for cross-border travel
What Green Card does NOT cover:
- Damage to YOUR rental car (dents, scratches, windscreen)
- Theft of the rental car
- Towing costs if your car breaks down
- Medical expenses for you or your passengers
- Undercarriage damage (common on rough roads)
And that’s why you need more than just a Green Card.
What you also need (in addition to Green Card):
1. CDW (Collision Damage Waiver)
- Covers damage to the rental car itself
- Usually included in Albania rental prices (verify this)
- Excess/deductible: typically €800–1,500 (amount you pay before insurance kicks in)
2. Theft Protection
- Covers if the car is stolen
- Usually included with CDW
- Verify it’s valid in Montenegro/Kosovo/etc.
3. Undercarriage Coverage (optional but recommended)
- Albania and Balkans have rough roads
- Undercarriage scrapes are common
- Standard CDW often excludes this
- Cost: €5–10/day extra
4. Windscreen/tyre Coverage (optional)
- Albanian trucks kick up gravel
- Windscreen chips are extremely common
- Cost: €3–7/day extra
Total insurance cost for cross-border trip:
- Basic (Green Card + included CDW): €30–50 total
- Recommended (Green Card + CDW + undercarriage + windscreen): €80–120 total
Where to get full coverage:
Most rental companies offer “Super CDW” or “Full Protection” packages that cover everything (including undercarriage, windscreen, reduced excess). Cost: €15–25/day.
Pro tip: If you’re crossing multiple borders (Albania → Montenegro → Kosovo), verify that your CDW coverage is valid in ALL countries. Some policies only cover Albania + Montenegro but exclude Kosovo or North Macedonia.
For a deep dive into Albanian rental car insurance (including what CDW actually excludes and how to avoid surprise charges), see my detailed breakdown: Car Rental Insurance in Albania
Driving in Montenegro: what changes once you cross
Montenegro’s driving experience differs from Albania in a few key ways:
Speed limits:
- Urban areas: 50 km/h
- Rural roads: 80 km/h
- Highways: 100–130 km/h (depending on section)
Road conditions:
- Main highways (E65/E80) are well-maintained and modern
- Coastal roads (Kotor–Budva) are scenic but narrow with tight hairpin turns
- Mountain roads can be steep and winding — drive defensively, especially at night
Currency:
- Montenegro uses the euro (even though it’s not in the EU)
- Most fuel stations accept card payments, but carry €20–30 cash for tolls or parking
- ATMs are common in cities (Podgorica, Budva, Kotor)
Fuel costs:
- Petrol in Montenegro is slightly more expensive than Albania (about 10–15% higher)
- Expect to pay €1.50–1.65/L for diesel, €1.55–1.70/L for petrol
- Fill up in Albania if possible before crossing
Parking:
- Kotor Old Town: paid parking €1–2/hour (limited spaces)
- Budva: beach parking €5–10/day in summer
- Smaller towns: usually free street parking
Wildlife hazard:
- Watch for livestock and wild animals on rural roads, especially at dusk/dawn
- Mountain areas near Durmitor and Lovćen have frequent animal crossings
Driving culture:
- Montenegrins drive faster and more aggressively than Albanians on highways
- Expect tailgating if you’re going slow — pull over and let them pass
- Flashing headlights = “I’m passing you, move right”
Albania cross-border car rental fees: what to expect
Cross-border fees aren’t standardized across rental companies. Here’s what you’ll actually pay based on 2025–2026 rates from major providers:
| Destination | Cross-Border Fee | Insurance Cost | Total Extra Cost | Book Now |
|---|---|---|---|---|
| Montenegro | €40–60 (one-time) | Green Card often included | €40–60 | DiscoverCars: Full Coverage €5-10/day → |
| Kosovo | €20–40 (one-time) | €0 extra (Albanian MTPL valid in Kosovo) | €20–40 | Localrent: €100-300 deposit, debit OK → |
| North Macedonia | €30–50 (one-time) | €30–50 (supplier or border) | €60–100 | DiscoverCars: Excellent Service only → |
| Greece | €100–150 (if allowed) | €50–80 | €150–230 | DiscoverCars: user-reviewed companies → |
| Bosnia | €40–70 (one-time) | €40–70 (at border) | €80–140 | Localrent: Crossborder filter → |
| Serbia | €40–60 (one-time) | €35 (at border) | €75–95 | DiscoverCars: 48h cancellation → |
💡 Cross-Border Specialist Tip:
Localrent builds its entire Albania business around Balkan multi-country trips. They’re not just “allowing” cross-border — it’s their thing.
Why this matters for you:
- Their “Crossborder fee” filter shows ONLY cars that work for Montenegro/Kosovo/Macedonia trips
- Average deposit: €300 (vs. €800–1,500 elsewhere)
- Some cars: zero deposit (perfect if you only have a debit card, not credit)
- No surprise “admin fees” at pickup (the price you see online = what you pay)
Pain point they solve: Most international brands freeze €1,000+ on your card for cross-border rentals. Localrent’s local Albanian partners trust you more and tie up way less of your travel money.
→ Browse cross-border cars on Localrent
Important distinctions:
One-time vs. daily fees: Most companies charge a flat one-time cross-border fee that covers your entire rental period. Always verify this when booking — some companies charge per day, which adds up fast on longer trips.
What’s included in the fee:
- Administrative paperwork
- authorisation letter
- Sometimes the Green Card (depends on company)
- Vehicle tracking/GPS monitoring (some companies)
What’s NOT included:
- Green Card if you have to buy it separately at the border
- Any damage or fines incurred in the other country
- Roadside assistance in the neighboring country (check with your rental company)
Hidden costs to watch for:
- Young driver surcharge: If you’re under 25, some companies add €5–10/day on top of the cross-border fee
- unauthorised crossing penalty: If you cross without notifying the rental company in advance, expect a fine of €200–400 if they discover it (GPS tracking)
- Green Card purchased at wrong time: You must buy the Green Card BEFORE leaving Albania. If you cross without one and try to buy it in Montenegro or North Macedonia, it’s technically invalid for the Albania-to-border segment
Age is a price factor. If you’re under 25, you’ll likely hit a ‘Young Driver Fee’. Here is how to minimize car rental in Albania under 25 costs. For general budgeting, follow my tips on cheap car rental in Albania to save money. Also, cheap car rental in Tirana city is often better than airport prices.
How to minimise costs:
- Book with companies that include Green Card in the cross-border fee (ask explicitly)
- Avoid daily cross-border charges — choose flat-rate providers
- Notify the rental company at time of booking, not at pickup (some charge extra for last-minute cross-border requests)
⚠️ unauthorised crossing penalty:
If you cross a border without notifying your rental company in advance, expect severe consequences:
- Fine from rental company: €200–400 charged to your credit card after you return the car
- Insurance void: If you have an accident abroad without authorisation, you’re personally liable for all damages (potentially €5,000–15,000)
- GPS tracking: Most rental cars in Albania have GPS. Companies monitor border crossings and will discover unauthorised trips
- Vehicle impoundment risk: If border guards discover you don’t have proper authorisation, they can impound the car and you’ll be stranded at the checkpoint
Typical unauthorised crossing scenario: If a traveller crosses from Albania to Kosovo without notifying their rental company and the car breaks down in Pristina, the rental company can refuse roadside assistance because the trip was unauthorised. Typical costs: €300–400 towing + €200–300 unauthorised crossing fine + lost rental days = €500–800 total cost.
Use Localrent’s Crossborder filter (one click, only multi-country cars—owner delivers personally, €100-300 deposit vs €800-1,500)
Albania to Bosnia rental car border crossing: what you need to know
Can you drive a rental car from Albania to Bosnia? Yes, but you must cross through Montenegro first. If your Green Card doesn’t cover Bosnia, you’ll buy border insurance at the Montenegro-Bosnia crossing.
Bosnia and Herzegovina isn’t a direct neighbour of Albania, so you’ll cross through Montenegro on the way. This adds complexity and cost.
Main route: Tirana → Shkodër → Montenegro (Hani i Hotit) → Podgorica → Bosnia (Klobuk or Sitnica crossings)
Total distance: ~250 km to the Bosnia border
Drive time: 4–5 hours + border wait times
Border crossings required:
- Albania → Montenegro: Green Card €30–50 (get from rental company)
- Montenegro → Bosnia: If your Green Card doesn’t cover Bosnia and Herzegovina (or it’s crossed out on your card), you’ll need to buy border insurance at the Montenegro-Bosnia crossing (€40–70)
Total cross-border costs:
- Albania rental cross-border fee: €40–60
- Montenegro Green Card: €30–50 (usually included in cross-border fee)
- Bosnia border insurance (if needed): €40–70
- Total: €70–180 (depending on whether Bosnia is covered on your existing Green Card)
Bosnia border specifics:
- Main crossings: Klobuk (to Trebinje), Sitnica (to Foča)
- Wait times: 15–30 minutes (longer in summer)
- Insurance office is on the Bosnia side — if your Green Card doesn’t cover Bosnia, park at the insurance kiosk, buy border insurance, then proceed through passport control
Driving in Bosnia:
- Road quality varies: highways good, rural roads often have potholes
- Speed limits: 50 km/h (urban), 80 km/h (rural), 130 km/h (highway)
- Fuel slightly cheaper than Montenegro
- Watch for landmine warning signs in remote areas (stick to paved roads)
How to find companies that allow Albania → Bosnia: Most cross-border-friendly companies allow Montenegro but not all extend to Bosnia. Use Localrent’s “Crossborder fee” filter to see which cars allow multi-country trips including Bosnia.
Is it worth it?
Only if you’re doing a multi-country Balkans road trip (Albania → Montenegro → Bosnia → Croatia). For a single-country Bosnia visit, rent from Montenegro or fly to Sarajevo and rent there.
One-way car rental from Albania to Croatia or Slovenia: is it possible?
Possible but expensive. Expect €300–600 one-way drop-off fees. Very limited availability.
One-way international rentals (picking up in Albania, dropping off in another country) are the holy grail of Balkan road trips — and the rental companies know it. They charge accordingly.
Which companies allow it:
Very few companies offer Albania-to-Croatia one-way rentals. Use DiscoverCars and enter “Tirana” pickup + “Dubrovnik” or “Split” drop-off to see which suppliers allow it. Expect one-way fees of €400–550.
Why it’s so expensive:
Rental companies have to physically transport the car back to Albania. A Tirana-to-Dubrovnik return transport costs the company €200–300 in fuel, driver wages, and time. They pass this cost to you, plus a margin.
Is it worth it?
Depends on your itinerary:
Worth it if:
- You’re doing a linear route (Albania → Montenegro → Croatia) and flying home from Dubrovnik or Split
- You’re travelling with 3–4 people and can split the one-way fee
- You’re renting for 10+ days (the one-way fee is fixed, so longer rentals dilute the per-day impact)
Not worth it if:
- You’re travelling solo or as a couple (the fee alone is €150–250/person)
- Your trip is short (5–7 days) — the fee doubles your effective daily rate
- You can easily loop back to Albania
The cheaper alternative:
- Rent a car in Albania for your Albania/Montenegro/Kosovo portion
- Return it to Tirana or Shkodër
- Take a bus or FlixBus from Albania to Croatia (€20–40, 6–8 hours Tirana to Dubrovnik)
- Rent a new car in Croatia if needed
This saves €300+ and gives you more flexibility.
One-way drop-off example:
Let’s say you rent a compact car from Tirana to Dubrovnik for 10 days:
- Daily rate: €40/day × 10 days = €400
- One-way drop fee: €450
- Cross-border fees (Montenegro, potentially Bosnia): €60
- Total: €910
Versus:
- Rent in Albania for 7 days: €40 × 7 = €280
- Cross-border to Montenegro/Kosovo: €40
- Return car in Tirana
- Bus to Dubrovnik: €30
- Rent in Croatia for 3 days (if needed): €35 × 3 = €105
- Total: €455
You’d save €455 by splitting the rental.
Can I take a rental car from Tirana to Dubrovnik?
Yes, but it’s expensive and requires crossing Montenegro and Bosnia. Expect €450–550 one-way drop fee + €100+ in border fees.
If you’re doing the popular Balkans loop (Tirana → Dubrovnik), here’s what you need to know:
The route: Tirana → Shkodër → Montenegro (Hani i Hotit) → Kotor → Dubrovnik (Croatia)
Distance: ~370 km
Drive time: 6–7 hours (including 2 border crossings)
Border crossings:
- Albania → Montenegro (Hani i Hotit): Green Card required (€30–50)
- Montenegro → Croatia (Debeli Brijeg): Green Card may be required depending on rental company
How to find companies that allow Tirana-Dubrovnik: Use DiscoverCars and enter “Tirana” as pickup, “Dubrovnik” as drop-off. Only companies that allow this route will appear in results. Expect one-way fees of €450–550.
Total cost breakdown:
- Daily rental: €40–50/day
- One-way drop fee: €450–550
- Green Cards: €50–80 (Albania + Montenegro)
- Bosnia entry insurance: €40–60 (if you transit through Neum corridor)
Is it worth it?
Only if you’re not returning to Albania and your flight home is from Dubrovnik/Split. Otherwise, the €450+ drop fee makes it more expensive than flying Tirana → Dubrovnik (€60–120 on budget airlines).
Real-World Cost Example: 7-Day Albania-Montenegro Trip
Here’s exactly what you’ll pay if you rent a compact car (VW Golf or similar) from Tirana for a week-long trip to Montenegro:
Scenario: Tirana pickup, drive to Montenegro for 3 days, return to Tirana
| Cost Item | Amount |
|---|---|
| Daily rental rate (7 days × €45/day) | €315 |
| Cross-border fee (one-time) | €50 |
| Green Card insurance (included in cross-border fee) | €0 |
| CDW insurance (collision damage waiver) | Included |
| Fuel (600 km total × 6.5L/100km × €1.75/L) | €68 |
| Parking in Montenegro (3 days × €5/day avg) | €15 |
| Border crossing delays (none — it’s free) | €0 |
| Total trip cost | €448 |
Per person cost (if 2 people): €224
Per person cost (if 4 people): €112
What this doesn’t include:
- Accommodation (budget €40–80/night in Montenegro)
- Food and activities
- Tolls (Montenegro has no tolls on the Albania-Kotor route)
Cost comparison: Taking a bus from Tirana to Kotor costs €25–35/person one-way. For 2+ people, renting a car is actually cheaper and far more convenient.
Border crossing paperwork: what you actually need at checkpoints
Here’s what border guards will ask for at Albania’s exit points:
Albania exit (outbound):
- Passport — check that it’s valid for 6+ months beyond your travel dates
- Driver’s licence — your home country licence is fine (US, UK, EU, Australian all accepted)
- International Driving Permit (IDP) — not always checked, but legally required if your licence isn’t in Roman script
- Vehicle registration papers — rental company provides this (grey card, “libretto”)
- Rental agreement — the full contract, not just the key card
- Cross-border authorisation letter — email or printed letter from rental company explicitly allowing cross-border travel
- Green Card — physical or digital (PDF on phone)
Entering Montenegro/Kosovo/North Macedonia:
The other country’s border guards will check:
- Passport
- Insurance proof:
- Montenegro/North Macedonia: Green Card (they look for the country code matching where you’re entering)
- Kosovo: Insurance certificate (no Green Card)
- Vehicle registration
What they DON’T usually ask for:
- Proof of accommodation (though it’s wise to have a hotel booking ready)
- Return tickets (unless you look suspicious or are from a visa-required country)
- Cash (though some travelers report being asked to show they have funds, especially at Kosovo border)
Common mistakes that cause delays:
- Forgetting the rental agreement: Border guards want to see proof you’re legally renting the car, not driving a stolen vehicle
- Green Card doesn’t list the destination country: Some Green Cards only cover specific countries—check that Montenegro/North Macedonia/Bosnia (etc.) are included. (Kosovo isn’t in the Green Card system—use MTPL proof instead.)
- authorisation letter is missing or vague: It needs to say: “We authorize [your name] to drive vehicle [registration number] to Montenegro/Kosovo from [start date] to [end date]”
- Photocopy of registration instead of original: Some borders (especially Greece) require the original grey card
Border guard mood variability:
If you’re crossing on a weekend or public holiday, expect longer waits, because there are fewer lanes open.
Border crossing hours:
Major crossings (Hani i Hotit to Montenegro, Morinë to Kosovo, Qafë Thanë to North Macedonia) are open 24/7.
Smaller crossings may close overnight (10pm–6am) or have reduced hours. Check before you drive to a remote border point. Use border watcher app for it!
Which rental companies in Albania allow cross-border travel?
Not all rental companies in Albania permit cross-border driving. Here’s a breakdown of the major players:
Companies that allow cross-border (with fees):
DiscoverCars — partners with local Albanian companies that allow Montenegro, Kosovo, North Macedonia. Cross-border terms vary by supplier, but most allow it. Green Card usually included in fee.
Localrent — allows cross-border to Montenegro, Kosovo, North Macedonia. Explicit permission required at booking. Green Card provided. Cross-border fee: €40–60.
Why Localrent is strong for cross-border:
- “Crossborder fee” filter — only shows cars that allow multi-country trips (no wasted time browsing cars you can’t take)
- Lower deposits — average €300 vs. €800–1,500 at international brands
- Zero-deposit options — some cars require no deposit at all (perfect if you only have a debit card)
- Local Albanian providers — they understand Balkan routes and won’t panic if you mention Kosovo or Montenegro
- No hidden fees at pickup — the cross-border fee you see online is what you pay (unlike some companies that surprise you with “administration charges”)
Localrent solves: International brands often block large deposits. They are one of the best for car rental in Tirana with no deposit.”
Rent from Locals (peer-to-peer) — depends on individual car owner. Some allow it, some don’t. Always ask before booking. If allowed, owner provides Green Card or you buy at border.
How to verify before booking:
- Read the “Rental Terms” section on aggregator sites like DiscoverCars — it explicitly states which borders are allowed
- Use Localrent’s filter — their “Crossborder fee” option only shows cars that allow multi-country trips
- check reviews — look for mentions of cross-border experiences
Red flags to watch for:
- Company says “cross-border allowed” but won’t provide written authorisation
- Green Card cost is vague (“we’ll tell you at pickup”)
- They ask for an extra deposit for cross-border (some do this, but it should be disclosed upfront)
🔎 Compare All Cross-Border Options:
Not sure which company to pick? DiscoverCars aggregates 100+ Albanian rental companies in one search.
How to use it for cross-border:
- Enter “Tirana” (or your pickup city) + your dates
- Select a car
- check “Rental Terms” tab → look for “Cross-border” section
- Only book if it explicitly says “Montenegro/Kosovo allowed”
Why this works: You see every company’s cross-border policy and price in one place. No need to email 10 different companies.
→Compare with 48h free cancellation (DiscoverCars) | Filter Crossborder specialists (Localrent, 2.1% cancellation rate)
Tips for smooth border crossings from Albania
After crossing Albania’s borders multiple times with rental cars, here’s what makes the difference between a 10-minute crossing and a 2-hour bureaucratic nightmare:
1. Cross early or late, never midday
Border crossings are busiest 10am–3pm when tour buses and day-trippers flood the checkpoints. If you cross at 7am or after 7pm, you’ll breeze through. If you cross at noon in July, expect 45–90 minute waits.
2. Have your documents in a folder, in order
Don’t fumble through your backpack at the checkpoint. Keep this stack ready:
- Passport on top
- Driver’s licence underneath
- Green Card next
- Rental agreement with authorisation letter clipped to it
- Vehicle registration at the bottom
Border guards appreciate efficiency. Hand them the whole stack.
3. Fill your tank before crossing
Fuel in Albania is cheaper than Montenegro and North Macedonia. The last good fuel stops before major borders:
- Hani i Hotit (Montenegro): Kastrati station in Koplik
- Morinë (Kosovo): Shell station in Kukës
- Qafë Thanë (North Macedonia): Petrol station in Tushemisht (Pogradec side)
4. Carry cash in euros AND local currency
Green Cards at borders are sometimes cash-only. Have €50 in small bills (€10s and €20s). Also keep 2,000–3,000 Albanian lek for last-minute expenses before you leave Albania.
5. Don’t try to be clever with undeclared crossings
Some travelers think: “My rental has GPS tracking, but if I just cross for a day trip, they won’t notice.” Wrong. Rental companies check GPS logs. If they see you crossed without authorisation, expect a €200–400 penalty charge on your credit card after you return the car.
6. Download offline maps
Cell signal is weak near some border crossings, especially in mountainous areas (Qafë Prushit to Kosovo, Qafë Thanë to North Macedonia). Download Google Maps offline before you leave Tirana.
7. Inspect your car before crossing
Take photos of any existing damage (scratches, dents, windscreen chips) before you cross. If something happens in Montenegro or Kosovo, you’ll need proof that the damage was pre-existing.
8. If you’re crossing to Greece, don’t
Seriously. It’s not worth the hassle. Rent in Albania, return the car, cross by bus, rent again in Greece if needed.
9. Ask about roadside assistance coverage
Some rental companies’ roadside assistance doesn’t extend to neighboring countries. If your car breaks down in Montenegro, you might be on your own. Verify coverage before crossing.
10. Keep your rental company’s phone number saved
If you have any issues at the border (paperwork problems, insurance questions), call your rental company immediately. They can email additional documentation or speak to border guards directly.
Is cross-border car rental from Albania worth it?
Yes, if you’re going to Montenegro or Kosovo. Montenegro typically adds €40–60 in cross-border costs, while Kosovo is often cheaper (commonly €20–40) because you don’t use a Green Card—just bring MTPL proof.
Maybe, if you’re going to North Macedonia. The €30 border Green Card purchase adds a step, but it’s still manageable.
No, if you’re going to Greece. The fees, restrictions, and border complications make it easier to rent separately in each country.
Definitely no for one-way Croatia/Slovenia drops unless you’re splitting costs with 3+ people and your itinerary specifically requires it.
The Balkans are best explored by car. But don’t even think about a cross-border trip with an EV. Electric car rental in Albania is fine for Tirana, but EV charging stations in Albania are too sparse for a Balkan loop. Stick to internal combustion. And if you aren’t a pro with manual hill starts, get an automatic car rental. Those Montenegrin hairpins are no place to learn how to use a clutch.
❓ FAQ: Albania Cross-Border Car Rentals
Can I take a rental car from Albania to Montenegro?
Yes, most companies allow it with a €40–60 cross-border fee. A Green Card is also required (usually included in the fee). Learn more in our dedicated Albania–Montenegro crossing checklist.
Is a Green Card mandatory to exit Albania?
Yes for most destinations. Albanian law requires IMIC/Green Card insurance for vehicles travelling to other countries. Kosovo is the exception (no Green Card).
Can I drive a rental car from Albania to Kosovo?
Yes, easiest crossing. No Green Card. Get insurance certificate (Kartoni i Sigurimit) from rental company. Cross-border fee: €20–40.
Do rental cars from Albania include full insurance for other countries?
No. Green Card (where required) only covers third-party liability (damage you cause to others). You need CDW (Collision Damage Waiver) or full protection separately to cover damage to your rental car.
Can I rent a car in Albania and drive to Greece?
Rarely. Most companies prohibit it in their rental terms due to documentation and insurance complications. If allowed, expect €150–230 in total fees.
What documents do I need at the border?
You need: passport, driver’s licence, rental agreement with cross-border authorisation letter, insurance proof (Green Card for Montenegro/North Macedonia/Greece; insurance certificate for Kosovo), and vehicle registration document. Keep them in a folder for quick processing.
How much does a Green Card cost?
€20–50 depending on the rental company and destination. Most companies include it in their cross-border fee for Montenegro. For North Macedonia, it’s often purchased at the border (€15–50 range). Kosovo: no Green Card.
Can I buy insurance at the border instead of from the rental company?
It depends on the country:
- Kosovo: No Green Card. Get certificate (Kartoni i Sigurimit) from rental company.
- North Macedonia: Supplier-dependent — some include it, others require border purchase (€15–50 for 15 days)
- Montenegro: Best to get Green Card from rental company in advance (included in cross-border fee)
- Bosnia: If your Green Card doesn’t cover Bosnia, buy border insurance at Montenegro-Bosnia crossing (€40–70)
Ready to book a cross-border-friendly rental?
If this is your first time, read the full car hire in Albania guide. If you’re starting from the south, keep an eye on the new Vlora Airport car rental options. While in Vlora, take a break from driving and book a boat trip to Sazan.
DiscoverCars: 48h free cancellation, Full Coverage €5-10/day (pays within 48h), 24/7 support in 17 languages, price match guarantee
Localrent: Family-run specialists, pay 15-20% now + rest at pickup, €100-300 deposit (debit card OK), owner delivers car personally, Crossborder filter (instant multi-country results)
About the Author
As a property owner on the Albanian coast, I not only rent out holiday apartments but also travel and document the country extensively. My articles share first-hand tips about accommodation, beaches, hikes, and prices in Albania, including practical advice on navigating the region’s rental car system. This article may contain affiliate links — at no extra cost to you — which help keep this site running. I only recommend services I’ve tested or verified personally.
